Makesh KG, and Meera Varghese. “The Power Of Enjoyment And Ease: How Perceived Enjoyment And Ease Of Use Shapes Women’s Attitude And Intention Towards Digital Payments”. Journal for ReAttach Therapy and Developmental Diversities 5, no. 2 (November 30, 2022): 575–585. Accessed September 21, 2025. https://mail.jrtdd.com/index.php/journal/article/view/3547.